Long Term Care Insurance		Why Financial Planning?
Thinking about your future well-being Experts say that 2 out of every 5 people in the U.S. will at some point in their life need help caring for themselves*. The cost for paid caregivers in your home or professional facility is daunting. It can be so expensive, in fact, that personal care can quickly wipe out a lifetime of savings. Though many people think of long-term care insurance as “nursing home insurance,” we like to think of it as “anti-nursing home insurance.” That’s because the right long-term care insurance can provide you with the resources to expand your choices of where you’ll stay later in life. You’ll receive the care you need, whether at home or elsewhere, and still keep your other assets protected and intact.   *Fitch IBCA, "Longterm Care: And industry in transition," January 18, 2002		Contributing to your 401(k) is important. But it’s just one step in a bigger plan --a financial plan that shows where you’re going and how you’re going to get there. Don’t think that a financial plan is just for the super-wealthy. The potential exists for everyone to profit – literally – from a carefully customized plan. Most people fail to create a financial plan because they don’t know where to start. Fortunately, Wagstaff & Crawford knows how to design the right plan for you. It’s easy to get started. Together with you and your other professional advisors, we can design a comprehensive financial plan for you. Protect what you’ve earned Life has a way of throwing surprises in your path when you least expect them. That’s why it’s vital to protect yourself and the assets you’ve worked so hard to acquire -- assets such as your retirement account, your health, your home and property, your family, and more. Together, we can help you identify and anticipate the different surprises that may happen and figure out well in advance how to address them. With over 20 years of experience, we know how to guide you through the details and decisions to find the right financial plan for you.

D. Boyd Wagstaff and Robert B. Crawford are registered representatives of and offer securities,
investment advisory, and financial planning services through MML Investors Services, Inc., Member SIPC.
6340 S. 3000 E. Salt Lake City, UT 84121 (801) 943-6277

Wagstaff & Crawford is not a subsidiary or affiliate of MML Investors Services, Inc.

© Copyright 2004 Wagstaff & Crawford